Eesamoosa'sStory
(by Eesamoosa)
About ten years ago I
accidentally found out that I had Hep C. I really did not know what that
meant at the time. The years have passed by and I really hadnt thought
about it much. Within the past two years I have become self employed.
Being self employed has its limitations. I no longer had an employer to
provide me with health insurance. I found an insurance broker and he began
the search for a company who could offer me coverage that I could afford.
Of course when I filled
the paperwork out I did not mention the Hep C because I have never felt
bad or needed any help medically and there was the fact that I knew I
would be refused by any insurance company if they were to discover my
well kept secret. I have had my own personal health insurance now for
about seven months. I went to see a specialist about some possible
depression or menopause effects. I was not sure what I was going through
and regular doctors are always willing to doll out the meds without really
knowing what the problem is. I try to be careful with meds and the impact
they can have on the liver. I confided in this psychiatrist that I
had Hep C and to please not give me anything that would be hard on my
liver.
The insurance company got my records
from her and discovered that I had Hep C as well as other personal facts
that are extremely damaging. They have asked me to sign forms that give
them access to other medical records. If I do not supply the signatures on
the forms they have threatened to make me responsible for every medical
bill I have acquired since I began seven months ago. I felt exposed and
angry that my privacy was now public knowledge and I would probably not be
able to get health insurance on my own again. I am thinking of the letter
I will write in response but I feel hopeless. I have not been tested in
the years that have passed, I only know that I don't feel bad but it won't
matter to an insurance company. It will be interesting to see what happens
next. I am approaching my 46th birthday and don't know what I will do for
health care.
The opinions expressed on
this page are solely those of the author and none of the information included is to be
misconstrued as medical advise.
Any
issues concerning this website should be addressed to:
Be sure to
include the words "HEP C" in the subject line of your
correspondence. Otherwise, it may be deleted unopened
due to the extreme problem with spam.
Last Updated
March 31, 2008
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